Option to not create the non-existent node, but fill a text-field instead

Is there a way to have the module not create a new node if the referenced one is non-existent, but fill a text-field with the user input?
My use-case is for companys and employees. Users can node-reference their company in their profile if the company is listet on the site. If not I do not want the user to create the company-node, but just have the plain user input filled in an extra field, simply displaying the name of the company.
I hope the idea is clear.
Or is there a way of using rules for that?
Thank you for support.