Custom Formatters: use token in PHP

I find that Basic HTML is too simple, and the advanced PHP too complicated. It is not intuitive how to format the PHP, unless you know (a) how Drupal expects the code (b) How to access the fields.

Ideally, I'd like to use tokens in PHP, without the extra formating. For example, I have a CCK integer field that stored "seconds", that I want to output in minutes and seconds. It would be intuitive to enter:

echo (int) ([field_time-seconds] / 60) . "mins " . [field_time-seconds] % 60 . "secs";
or
echo date("i \m\i\n\s s \s\e\c\s", [field_time-seconds]);

If it is assume that this is always an output, then the "echo" does not required.