Simple way for user to view their profile?

This is really dumb, but I can't seem to figure this out. I'd like for a logged in user to be able to easily see their profile, preferably just linked from the main menu. Then Main Menu is the only navigation I'm rendering in the page.tpl files. If I add a menu link under Member login and try to use tokens to get it to link to the profile, Drupal won't let me...says I don't have access to that URL.

Here's a link to an incomplete version of the site:

http://iowacitywebservices.com/theprofitgym/

I would have assumed I didn't have to mess with extra modules, or with the tpl files to accomplish this, but I may be wrong about that. Any help would be appreciated. :)