Creating a simple membership list

I'm building a site for my neighborhood association and one thing I need is a membership list that only a certain group of users will have access to.

This membership will not be the same as members on the website. Any neighbor can have an account on the site without having to pay their dues to the association. Also, a dues paying member may not have an account on the site.

I need a submission form with the following field:

• Last Name
• First Name
• Address
• Membership Status (they may have chosen to not renew from last year)
• Phone
• E-mail
• Fee Paid
• Link to users Drupal account if they have one (Will use CCK User Reference.)

I was thinking CCK plus a few add-ons such as the phone, email and computed fields.

I went to create my content type and I'm stuck with the mandatory fields of "Title" and "Body". So, my question is, am I approaching this wrong using CCK? I'm new to Drupal and probably haven't completely wrapped my mind around CCK. I briefly looked at the CiviCRM mod, but that appears to be much more than I need and I really don't want to add another 3rd party app to my install (I already have an SMF forum running on it and my long term plan is to shift my users away from that to the Drupal forums.).

I'd appreciate some brainstorming/guidance on how to achieve this hopefully simple task!