uc_credit_policy default not showing until variable set

in uc_credit.module

    if (strlen($form['cc_policy']) > 0) {
      $output .= '<tr><td colspan="2">'. variable_get('uc_credit_policy', '')
                .'</td></tr>';

That variable is not set until the settings page is saved, so therefor no message shows up until someone wanders to that page and hits save.

This has never come up before because you need to visit and save that page to enter the keys folder path before the credit card card form would even show. We are setting the keys folder path in a .install file and thus that form never gets saved setting the variable.

Patch coming soon