WYSIWYG API question

I've been using FCKeditor and had pretty fair luck with it.

I am working on a site where they want to have some not-so-computer savvy people work with images in postings.

The IMCE is out, because we want users to upload images and include in postings on-the-fly. We don't want them accessing folders on the server or having access to other posters images,etc.

The Insert and Image resize modules look perfect for the job. They work with the WYSIWYG API is my understanding.

Then I understand I need to use an WYSIWYG editor. I've not kept up with editors of late, so I could use some recommendations for putting this together.

I'm not a die-hard FCKeditor fan, or TinyMCE either. This is a not-for profit site, so I really need to just pass of the best workable situation for the above described users.

The biggest hurdle at this time, is install the best tools to start. I just don't have the time to chase all the WYSIWYG support issues.

I'm basically hoping there is now a best solution. I know Drupal devs have been working on including a WYSIWYG with core, which will sure make things better.

Any suggestions appreciated.

Thanks