is this a hosting issue?

i recently moved hosting of my drupal sites from GoDaddy to Dreamhost...

have been much happier so far...

except pretty regularly uploads of images and mp3's for my rock band website time out and i have to make several attempts at uploading...

it was so annoying i started using the import image feature and FTP'd images up to server and then used drupal import image thingy...

now, i have configured one of my sites to allow uploads up to 90mb so i can get .wav audio files sent back and forth between band members...

drupal says this new 90mb limit is now set but again i am getting time outs - is that what its called?

i noticed that there are more than several modules / systems for uploading files...

which is more robust?

i kinda like the features of one that lets you automatically generate a path for each users uploads by username and date which is just perfect... but i seemed to have installed every single file module available and have gotten myself very confused about what settings and what modules work with what modules...

the WebFM modules look nice too but it lacks the features of generating paths for each user automatically

can someone clarify which set of modules i should try?

but, i will be happy using any module set as long as i can get reasonably reliable uploads

thanks!

one of the other features i'd like is for users to only be able to see their files, not other user's

or perhaps is there a way for drupal to automatically create an FTP account - username and password to match the user's Drupal username and password? and then give them the link or instructions for uploading their .wav file?