This has nothing to do with coding Drupal, but affects every site that uses it - T&C and Privscy statements.

Does anyone know of a good source of Terms & Conditions and Privacy statements that Drupal users can add to their sites?

I had a look at Creative Commons (http://www.creativecommons.org), but it wasn't what I was looking for.

Does anyone also have any ideas of where to integrate T&C and Privacy statements into Drupal?